The legal right to hold onto someone's property until a debt or obligation is fulfilled. Under the Indian Contract Act, a banker's lien allows banks to retain securities until loans are repaid. A particular lien applies to specific goods, while a general lien covers all goods in possession.
You give your laptop to a repair shop. The shop can refuse to return it until you pay the repair bill — that's a lien. Similarly, a bank has a lien on your fixed deposit if it's pledged against a loan.
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